Used Car Financing - Madison, WI

Find out how to finance a used car with Drive Auto

Drive Auto Financing

Drive Auto’s on-site financing experts have the Drive to exceed your expectations and ensure that you remain in the driver’s seat throughout the buying process.

Use our financing calculator to estimate your monthly payment for the specific car you are interested in and the term of the auto loan. Our online estimate is based on a down payment equal to 10% of the selling price, plus tax, title, and other fees with approved credit.

You tell us what terms will work best. We work with multiple lenders and will help guide you in obtaining the credit you need, and at the best possible terms.

Benefits of Drive Auto’s on-site financing

  • Convenience
  • Quick approvals
  • Competitive rates
  • Multiple financing options
  • Special programs

Do you have a trade-in?

While we can provide you with an estimated value of your trade-in online or over the phone, we will need to complete a physical evaluation of your vehicle to arrive at an exact appraisal amount. You can bring your car in at your convenience or if reasonably possible, we can come to you as well. Our team will evaluate your trade-in, pay off the remainder of the loan if necessary, and adjust the amount of your auto loan accordingly.

What about warranties?

We certify every vehicle we sell, being fully inspected by ASE certified technicians, backing every vehicle with a 3 - month / 3,000 - mile warranty. Your sales manager will work with you regarding extended vehicle coverage options to find a warranty solution tailored to your driving needs.

Before You Buy

  • Determine your budget: Decide on the monthly payment that you need to arrive at.
  • Get a copy of your credit report: If you are considering an auto loan, check your credit report and credit score. You can get a free annual copy at or 1-877-322-8228.
  • Consider a co-signer: If you do not have a credit history or have had credit challenges in the past, a co-signor may be required. A co-signor may even help to obtain more favorable terms.

No need to worry if your credit history isn’t perfect. Drive Auto’s financing experts will work with you and our lenders to find a financing solution that will work for you at the best possible terms.


We will answer any questions you have about financing. Don’t hesitate to ask!